HSC Institutional and Campus-Based Loans 

Institutional loans are loans in which The University of North Texas Health Science Center is the lender. All institutional loans must be within the student’s Cost of Attendance. Loans are awarded on a first-come, first-served basis, depending upon student need and available funding.

Etta Newby Loan

2023-2024 Etta Newby Pre-Application

Please allow 5-7 business days for processing

Eligibility

  • Must be a Texas native and Resident (born and raised in Texas) and/or graduated from a Texas high school
  • Must be enrolled full-time
  • Must have financial need and accept the full Federal Unsubsidized Stafford Loan offered for the aid year
  • Maximum eligibility is $4,000/year (lifetime limit is $8,000)

Loan Terms

  • 0% fixed interest rate
  • No origination fees
  • Repayment begins 12 months after student ceases to be enrolled full-time
  • Student will agree to repay $30 per month for every $1,000 borrowed until the principal has been paid
  • NOT eligible for consolidation with Unsubsidized Stafford loans.

 


Primary Care Loan (PCL) – For TCOM students only

2023-2024 PCL Pre-Application

Please allow 5-7 business days for processing

Eligibility Requirements

  • For full-time medical students committed to practicing in Primary Care
  • Must have financial need (as determined by student, spousal and parental information)
  • Funds must be awarded within student’s yearly Cost of Attendance
  • 1st, 2nd and 3rd year TCOM students are eligible for awards up to $10,000. 4th year TCOM students are eligible for awards up to $20,000
  • Awarded first come, first served to eligible students until funding is exhausted

Loan Terms

  • 5% fixed interest rate if in compliance with promise to practice in Primary Care
  • No origination fees
  • 10-year repayment beginning 12 months after student graduates or drops below half-time
  • Interest does not begin to accrue until 12-month grace period has ended
  • NOT eligible for consolidation with Unsubsidized Stafford loans

Application Process

  • Complete the HSC Pre-Application for Primary Care Loan and submit to the Financial Aid Office
  • The Financial Aid Office will determine eligibility based on student and parental need as determined by the required documents
  • Additional paperwork will be required if you are eligible

Resources


Loan for Disadvantaged Students (LDS) – For TCOM students only

2023-2024 LDS Pre-Application

Please allow 5-7 business days for processing

Eligibility Requirements

  • For medical students from a disadvantaged background
  • Must have need (as determined by student, spousal and parental information)
  • Funds must be awarded within students yearly Cost of Attendance
  • 1st, 2nd and 3rd year TCOM students are eligible for awards up to $10,000. 4th year TCOM students are eligible for awards up to $20,000

Loan Terms

  • 5% fixed interest rate
  • No origination fees
  • 10-year repayment beginning 12 months after student graduates or drops below half-time
  • Interest does not begin to accrue until 12-month grace period has ended

Application Process

  • Complete the HSC Pre-Application for Loans for Disadvantaged Students and submit to the Financial Aid Office
  • The Financial Aid Office will determine eligibility based on student and parental need as determined by the required documents.
  • Additional paperwork will be required if you are eligible

Resources